Community Corner

What is Financial Literacy?

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Wikipedia defines “Financial literacy as the ability to understand how money works in the world: how someone manages to earn or make it, how that person manages it, how he/she invests it (turn it into more) and how that person donates it to help others.  More specifically, it refers to the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources.” (

Hawaii Federal Credit Union holds financial literacy sessions one on one,

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Do you have a rainy-day fund?

Don’t let life rain on your parade when unexpected expenses arise. The best way to be prepared for these unwelcome bills, is to save in advance by creating a rainy-day fund. Here are some helpful tips to be prepared for any storm. Additionally, keeping a rainy-day fund will also help you build financial discipline.

What is a rainy-day fund?

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