Community Corner

Know what creditors will see about you before you apply for a loan. The Fair Credit Reporting Act (FCRA) requires that each of the three credit reporting agencies – Experian, TransUnion and Equifax – provide you with a free copy of your credit report once every 12 months. All you have to do is request one by doing one of the following:

• Go to annualcreditreport.com,

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If you have been directly impacted by the ongoing Federal Government shutdown and need assistance we’re here for you. Since each member’s situation is unique we will work with you one on one to find a solution that best fits your financial situation.

We also have certified financial counselors on staff that can work with you on a budget to keep you on track during the shutdown and when you are back to work.

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When buying a new or used vehicle, most consumers don’t think about fuel economy and the benefits of using a more fuel-efficient vehicles but it is an important factor when choosing a vehicle. The Environmental Protection Agency and the Department of Energy developed the fuel economy website where you can get great information such as fuel economy date, make comparisons,

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Hawaii FCU is always looking for ways to better protect its members, and 2019 is shaping up to be our most secure yet with the addition of FREE debit card fraud alerts. Here’s how it works: If our 24/7 fraud system detects a suspicious transaction, you’ll receive a text message that identifies “HAWAII FCU” as the sender and includes the transaction amount and merchant. 

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