About HFCU

Banking for the Oahu Community

At Hawaii Federal Credit Union, we’re a member-owned financial institution, which means that serving you is our number-one priority. As a not for profit organization, Hawaii FCU’s banking services are designed to meet our members at whatever life stage they may be in, with convenient account management, loans and other features to help you reach your life goals. After eight decades of bringing stress-free banking to our Oahu neighbors, we’re still here because we’re dedicated to maintaining consistently high standards of service and support. And we couldn’t have done it without the continued loyalty of members like you.

How Hawaii FCU Got Its Start

Chartered in 1937, eight employees worked together to help start the employer-based Honolulu Construction and Draying Employees Federal Credit Union. Thanks to a strong commitment to make banking easy and enjoyable for its employees and members, HC & D EFCU had steady growth. In 1978, the credit union changed its name to HC & D Community Federal Credit Union and a new community charter allowed them to serve the Kalihi community. In 1984, the credit union changed its name one final time to Hawaii Federal Credit Union and today, Hawaii FCU continues to grow and serve the members of the community.

Why Bank With a Credit Union

Credit unions aren’t just convenient; they are run with a decidedly different approach than a traditional bank. Credit unions are built on the simple idea that member-owners can pool their funds and make low-interest loans to each other. This concept debuted in 19th-century Europe as an alternative to cooperative banking—sort of the people’s way to bank more affordably. As Canada followed suit and successfully instituted credit unions, two American businessmen—Pierre Jay and Edward Al Filene—brought the idea to the states. The pair is credited with rallying citizens behind the first state credit union act, which passed with flying colors in Massachusetts in 1909.

A Message From Our President

Hawaii Federal Credit Union is where better banking begins.

I’d like to sincerely thank Hawaii Federal Credit Union members for choosing our team to manage your hard-earned dollars. As we continue to navigate the changing financial landscape here in Hawaii, we promise to always provide suitable, personalized banking services to you and your family.

With the aim of forging lifelong relationships, we take time to listen to what our members’ need and work to make sure you get exceptional account, loan and spending solutions. As we focus on expanding the range of products and services at your disposal, you can expect enhanced accessibility and communication at every turn.

We rely on your feedback to continue our legacy as a trusted credit union you can depend on to help you achieve your financial goals. For questions, comments or concerns, feel free to visit our branch and talk to any of our staff. As a valued member-owner, you’re always welcome here.

Sincerely,
Cindy Geiling
President and CEO