Convenience Banking

Bank When and Where It Works for You

At Hawaii Federal Credit Union, we’ve designed our banking systems to make your life easier. We offer three ways to bank beyond the traditional in-branch visit—mobile, telephone and online—with a support network available to assist you 24 hours a day, seven days a week.

Online Banking

With HFCU Online banking, you can confidently manage your account in a click!

  • Check your account and funds
  • View your transaction history
  • Transfer funds
  • View cleared checks
  • Open a sub-account
  • Apply for loans
  • Make a loan payment
  • Pay your bills
  • Receive e-statements


Online Banking Login Reset Required:
Click here to get started

Mobile Banking

Banking has never been easier with the Hawaii FCU mobile app! Download our mobile app now and bank at your fingertips to take advantage of some of our available features such as:

  • Check your balance (Instant Balance available)
  • View your transaction history
  • Transfer funds
  • Make a loan payment

Digital Payments Available Now!

Ready for Hawaii FCU’s newest member benefit? Now you can add your Hawaii FCU Visa® credit or debit card to the electronic wallet on your smartphone or smartwatch, adding more convenience and security to all your purchases!

Haven’t used a Digital Wallet yet? Simply take a picture of your card. Verify the account number and expiration date displayed, then enter the three-digit CVC on the back of your card. It’s that easy! Depending on which device you have, Digital Wallet is powered by Apple Pay, Google Pay, Samsung Pay, Fitbit Pay or Garmin Pay.

What’s special about Digital Payments? Your card information is protected against fraud. Every point-of-sale or in-app purchase you make is identified with a unique “token” or numeric code instead of your account number. It’s the same secure technology used for “tap and pay” credit cards. 

Digital Payments keep you on the move! To use your Digital Wallet, just hold your device near a checkout terminal displaying the contactless “tap and pay” symbol and you’re good to go! Try it today!

Telephone Banking

Our PAL (Personal Access Line) is available any time of day at 800-310-9397. Simply enter your Account Number and PIN, then follow the menu prompts to check your balance and account history, transfer funds and more.

Prefer to do your banking in-person?

Visit our main branch OR stop by any credit union in the Shared Branch network.

Shared Branch Services Locations

Shared Branch Services is a free feature that allows members to perform select transactions at other participating credit union branches, including local and mainland locations. If you’re on the go and you need to make a withdrawal, deposit, loan payment, or other covered* transaction, Shared Branch Services makes it easy to get it done conveniently, FREE OF CHARGE.

With 68 Shared Branch Services locations in Hawaii alone, and thousands more in our national network, your funds stay within reach.

Shared Branch Locator (new window/tab)

Bring along the following when you visit a shared branch location:

  • Name of your Credit Union
  • Account Number
  • Valid Picture ID (driver’s license, state ID, military ID, passport, alien ID card)

*Not all transactions are available at Shared Branch transactions.

  • Cash withdrawals
  • Deposits
  • Check withdrawals
  • Loan payments
  • Loan advance

Please call us at 847-1371, option 3 to confirm available transactions.