Community Corner

Beware of IRS Scams!

The IRS and Social Security Administration warn that they do not initiate random contact by phone, text or email. All legitimate communication is typically done by U.S. mail. The IRS has reported the following fraudulent activities:

  • Someone posing as an IRS agent over the phone demanding payment by prepaid debit card, gift card or wire transfer.
  • Calls about a tax refund being recalculated that requires filling out a form.

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VITA Program Provides Free Tax Help

Complex tax laws and complicated forms present a challenge for many people each year when income tax filings are due. The Internal Revenue Service understands that some people may not be able to pay a tax preparer, especially in these challenging times. That’s where the IRS’s Volunteer Income Tax Assistance (VITA) program can help. Established more than 50 years ago,

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Fraudsters are smart. Be smarter!

Fraudsters are growing more sophisticated and perfecting their skills with each passing day. And now that shopping, dining out and travel are dramatically rising, they’re also ramping up their game. Anyone can become a victim. However, if you just practice a few basic “smart habits,” you can protect yourself, reduce your potential for fraud losses and keep fraudsters away.

Charity and Travel Scams

  • If someone is pressuring you into making a donation “now” – don’t do it!

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Beware – Fraudulent Text Messages

It was brought to our attention that members of Hawaii FCU as well as non-members received fraudulent notifications on their mobile phones. The message states that their online banking account was locked and has to be reactivated. In order to do so, a bogus link was also provided.

If you receive a phishing text message, what should you do?

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Get Your Free Credit Report

With identity theft all too common today, it’s a good idea to be more proactive to protect your personal information. Reviewing your credit report at least annually is a good idea – and it’s free!

Federal law requires each of the three nationwide credit reporting companies – Experian, TransUnion and Equifax – to provide you with a free credit report every 12 months.

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