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Light Up the Season With Holiday Cash

With all the changes and challenges we have been through this year, it’s important for family and friends to celebrate the holidays and end the year on a note of goodness and light. Even if your personal finances are more limited this year, you can still make the season a little brighter.

Look into a Holiday Personal Loan to help you with gift giving, consolidate high-interest credit card debt, or pay for upcoming expenses such as home repairs or tuition. Use your funds however you wish. At Hawaii Federal Credit Union, we enable you to pay less interest on loans, which keeps your monthly payments low and saves you money over the length of your loan.

Everyone could use some financial assistance right now, and a Holiday Personal Loan can be the perfect holiday helper. We can work with you to find a term that fits your financial situation and monthly budget.

Get the cash you need to celebrate the end of the year and begin 2021 with renewed hope. Hawaii FCU loan applications can be submitted at the credit union but are more easily completed online at Our Loan Department can answer any questions at (808) 847-1371, option 4.

How To Get the Assistance You Need

We’re all facing the same challenges. All of us. So if you could use a helping hand, don’t keep it a secret. Reach out to get the help you need.

Talk to creditors. If shutdowns have made it difficult to meet your financial obligations, the worst thing you can do is to stop paying your bills without communicating with creditors. Call each one, let them know you’re having financial difficulties and work out a repayment plan together. They’ll understand.

Check with utility companies. You may have fallen behind in your payments, but having your service turned off will only create additional service reconnection fees for you to pay. And the electric, gas and water companies would really prefer not to cut your service anyway. So give them a call and ask for assistance in scheduling affordable payments.

Feed your family. Even nonprofit organizations like the Hawaii Foodbank are experiencing difficulties with limited resources and increasing demand. Fortunately local farmers, businesses, labor organizations and community groups are stepping forward to assist with food drives that are feeding thousands of hungry families around Oahu. Tune in to the news and social media for information on the next event.

Call 2-1-1 for Aloha United Way. Or go online to the AUW website at See if you qualify for any of the available programs: 1) State of Hawaii Rent Relief and Housing Assistance Program; 2) City & County of Honolulu – Household Hardship Relief Fund; 3) Department of Hawaiian Home Lands – COVID-19 Emergency Rental Assistant; and 4) Aloha United Way COVID-19 Rent & Utility Assistance.  AUW can also refer you to a wide range of other community services.

Contact your community leaders. Your congressional senator and representative and your city councilperson can also provide useful information.  Call their offices to inquire about the latest pandemic assistance programs.

Banking Options to Keep You Safe

There are many ways to access your financial accounts without having to physically enter the credit union.  Today’s technology has made banking virtually contactless. Keep safe with these banking options.

Online Banking gives you access to your accounts 24/7. Use your computer to sign in at your convenience to check your account balances, view your transaction history, transfer funds between accounts, make a loan payment, pay your bills1, receive e-statements, and more!

Mobile Banking2 enables you to do your banking on the go. Just download the Hawaii FCU mobile app from the Google Play store for Android smart phones or the Apple App store for Apple smart phones or iPads. Then use your device to access your accounts to check balances, view transactions, transfer funds, and make a loan payment.

Telephone Banking with our Personal Access Line is available day or night at 888-776-9627. Start by entering your account number and PIN, then follow the voice  prompts. Check your balances and account history, transfer funds between accounts, request a withdrawal by check, and much more!

ATM Banking3 provides cash on the go through a large statewide and nationwide network that includes First Hawaiian Bank ATMs and CO-OP ATMs. Withdraw cash, check balances and perform other important transactions as you run your essential errands. And please be sure to sanitize your hands after using an ATM.

If your situation requires in-person banking transactions, please keep yourself and others safe by remembering to wear a mask and maintain social distance from others.

  1. Must be enrolled in Online Banking. Online Banking and Mobile Banking uses the same log in ID and password.
  2. A checking account is required. There is no charge to enroll in Online Bill Pay.
  3. You will be charged $1.00 for each ATM transaction over 25 per month. Transactions made at the ATM at 1244 Kaumualii St. Hon, HI are not included in the 25 transactions per month.


Use 3 W’s To Stop Virus Spread

The U.S. Surgeon General Jerome M. Adams visited Oahu at the end of August to lend federal assistance to Hawaii’s COVID-19 surveillance testing. Amid a surge in daily positive test results, Dr. Adams encouraged everyone to help in stopping the spread of COVID-19 by remembering these 3 W’s:

Wear a mask. Wearing a mask prevents you from spreading virus particles to others. This is important because you could have the virus and not have any symptoms. Speaking, singing, coughing and sneezing can send virus particles into the air. Those particles can then infect others.

Watch your distance. Keep at least six feet of distance between yourself and others who do not live in your household. The distance is recommended because studies have shown that virus particles can still escape from a masked person and travel a few feet.

Wash your hands. Soap and warm water break down the outer layer of the virus, inactivating it so it can no longer enter the body and bind to cells, according to infectious disease experts. Soap and water are best at washing away germs and bacteria, but when not available, an alcohol-based hand sanitizer containing at least 60% alcohol will do.