Auto Loans

New & Used Auto Loans
Take the hassle out of purchasing a car by getting your loan from Hawaii Federal Credit Union! Our auto loans feature a fixed rate for the term of the loan up to 60 months for a used car and up to 84 months for a new car.

Members, please sign in to Online Banking to apply for an Auto Loan.
If you are not a member, please click here to apply.

Free, no-obligation Quote

For members with existing auto loans
We require you to provide evidence of current insurance (as required by your loan agreement) and this secure site, myloaninsurance.org, enables you to submit insurance information electronically to us.


Home Loan

1st & 2nd Mortgage Loans
Let us help you with a loan to purchase your home or refinance your existing loan. We offer competitive rates and our mortgage professionals are highly qualified to meet your needs, from pre-qualification to closing. To view our current rates or apply for a mortgage, click on the links below.

Members and non-members please click here to apply for a mortgage loan.

Mortgage Rates
The Basics of Mortgages
Free, no-obligation Quote

Home Equity Line of Credit (HELOC)
A home equity line of credit permits members to use their home's existing equity as security for the funds they need to borrow. This loan offers the flexibility of a line of credit and the benefits of potential tax advantages and lower interest rates. The loan can be used for a variety of major expenses such as bill consolidation or home improvements.

Members, please sign in to Online Banking to apply for an Home Equity Loan.
If you are not a member, please click here to apply.

To view and/or print our Home Equity Early Disclosure and What You Should Know About HELOC click on the appropriate links.


Free, no-obligation Quote


Credit Cards

REWARD YOURSELF! CU Rewards is a credit card rewards program that accompanies all of our Visa credit cards. There is no annual fee like other programs and you are automatically enrolled when you are approved for one of our Visa credit cards.

Earn points by using your Hawaii FCU Visa credit card to purchase goods and services; you earn one point for every net dollar purchase that you make.

Each month on your Visa statement you will see the details of your point activity. If you have access to the internet, you can check your point balance online at www.curewards.com. You will need your Visa credit card account number and the last 4 digits of the primary account holder's Social Security number.

Use your points for airline tickets, hotel, merchandise and much more! To find out what you can redeem your points for, go to www.curewards.com.


Visa Platinum Credit Card
The HFCU Visa Platinum card features the prestige and benefits that come with a Platinum credit card, including a low annual percentage rate of 9.00% and a higher maximum credit limit.  

If you wish to view and/or print our Visa Credit Card Application and Solicitation Disclosure click here.

If you wish to view and/or print our Visa Consumer Credit Card Agreement click here.

Members, please sign in to Online Banking to apply for a Visa Platinum Credit Card.
If you are not a member, please click here to apply.


Classic & Gold Visa Credit Cards
Reap the benefits of convenient worldwide acceptance of our Visa Classic or Gold Credit Card! Our Visa Credit Cards offer low interest rates and low or no annual fees. Apply for your Hawaii Federal Credit Union Visa Credit Card now!

If you wish to view and/or print our Visa Credit Card Application and Solicitation Disclosure click here.

If you wish to view and/or print our Visa Consumer Credit Card Agreement click here.

Members, please sign in to Online Banking to apply for a Visa Gold or Classic Credit Card.
If you are not a member, please click here to apply.


Visa First Credit Card
Establishing credit can be a challenge, but not if you have our Visa First Credit Card. Designed especially for borrowers with little to no credit history, this card could open the door to future borrowing opportunities.

If you wish to view and/or print our Visa Credit Card Application and Solicitation Disclosure click here.

If you wish to view and/or print our Visa Consumer Credit Card Agreement click here.

Members, please sign in to Online Banking to apply for a Visa Gold or Classic Credit Card.
If you are not a member, please click here to apply.



Personal Loans

Personal Loans & Lines of Credit
A Personal Loan is a loan of up to a maximum of $15,000 based on an individual's credit worthiness for terms up to 36 months. Personal loans can be used for a variety of purposes including bill consolidation, travel, education, and medical.

A Line of Credit loan is a line of credit that provides the flexibility of having funds available for when you need it. This loan saves you money because you only pay interest on what you owe.


Members, please sign in to Online Banking to apply for a Personal or Line of Credit loan.
If you are not a member, please click here to apply.




    Home | Online Banking | Buying A Car | Buying A Home | Reorder Checks
    Convenience Banking | Savings | Loans | Community | Members Financial Network
    Join | About HFCU | ATM Locations | Newsletters | Privacy | Contact Us

    Copyright ©2013 Hawaii Federal Credit Union. All Rights Reserved.

   Your savings federally insured to at least $250,000 and backed by the full faith and credit
   of the United States Government
   National Credit Union Administration, a U.S. Government Agency