Community Corner

Get Your Free Credit Report

With identity theft all too common today, it’s a good idea to be more proactive to protect your personal information. Reviewing your credit report at least annually is a good idea – and it’s free!

Federal law requires each of the three nationwide credit reporting companies – Experian, TransUnion and Equifax – to provide you with a free credit report every 12 months.

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Hit the Reset Button on Your Finances

Saving for a “rainy day” is good advice, but building an emergency fund seems an impossible task if your paycheck just doesn’t stretch beyond monthly expenses. Then the pandemic hit and we all experienced how important an emergency fund really is. Now that Hawaii is heading into a new normal, it’s the perfect time to hit the reset button on our personal finances.

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Why To Get (Or Not Get) a Personal Loan

No one knows what tomorrow may bring. It’s even more true given the uncertain times we are in. Until our national and local economies are set on a more stable and predictable path, it’s probably a good idea to take a more measured approach to spending, and especially to borrowing money.

When it comes to applying for a personal (unsecured) loan,

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VITA Program Provides Free Tax Help

Complex tax laws and complicated forms present a challenge for many people each year when income tax filings are due. The Internal Revenue Service understands that some people may not be able to pay a tax preparer, especially in these challenging times. That’s where the IRS’s Volunteer Income Tax Assistance (VITA) program can help.

Established more than 50 years ago,

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Cash In Your Coins!

Have you noticed signs at cash registers around town requesting that customers make purchases with exact change? No, we are not having a nationwide “coin shortage,” but the pandemic has indirectly left financial institutions and businesses a little “short changed.”

With more people staying at home and shifting to online purchases, there has been a dramatic decrease in coin circulation.

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